Apply for Insurance - Overseas Medical Insurance Coverage

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The application procedure for overseas medical insurance coverage plans is very simple. The insurers have made this a simple process as many expatriates want to take out overseas medical insurance coverage at short notice if they are posted to a new job in a country that has sub-standard public sector health facilities. The only thing necessary is to accurately and fully fill in an overseas medical insurance coverage form to apply for insurance.

The overseas medical insurance coverage application form will generally have three sections that you need to complete to apply for insurance:

  • Policyholder’s details, including name, age, address, nationality, height and weight, gender and may contain other requests for information depending on the insurer you choose to work with.
  • Level of deductible: this will impact on the premium that you pay. The higher the deductible you are willing to pay the lower the premium you will pay for your overseas medical insurance coverage.
  • Medical questionnaire: this is one of the most important parts of the application procedure because it is used by the insurer to determine if you have any conditions that should be put onto your exclusions list.

For a tailor made quote or further information on overseas medical insurance coverage please contact us.