Global medical health insurance waiting periods
Waiting periods for global medical health insurance are common practice. A waiting period is the length of time from when you join the plan, to when the specific treatment is covered. Almost all international medical insurers put a waiting period on certain conditions.
Maternity waiting periods are standard practice and every global medical heath insurance plan will have one. They can be any length but the shortest on offer is 10 months. This means that after 10 months on the plan you will be able to claim for all maternity related treatment including pre-natal check ups. You should be sure that you clearly understand the particular maternity waiting period implemented on your plan. Some global medical heath insurance plans will specify that the waiting period is 12 months until you can claim for maternity costs, whilst others specify that it is 12 months to conception.
Many insurers also put a waiting period on dental treatment. This can range from 6 months to 12 months. Most insurers will cover routine dental treatment immediately but special dental surgery e.g. orthodontics, will have a longer waiting period.
If you would like further information regarding the waiting periods on your global medical health insurance plan contact our medical consultants today for confidential advice and quotations.
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| Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you | |
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| Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs | |
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| do you have any insurance plan for Ivf treatment? Like if the first attempt is not successful then is there any plan to cover the next attempt? | |
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