Areas of Insurance Cover

When you compare expatriate insurance policies you will realise that insurance companies split up the coverage you can purchase into specific geographical zones.

They will usually be split into one of two regions:

Worldwide
Worldwide excluding North America

After you compare expatriate insurance plans it becomes obvious that the cost of a worldwide plan is much more expensive than a plan that excludes cover in the USA or Canada. This is because of the high costs of medical treatment in these two countries. However, you will be covered for emergencies in the USA and Canada, even if you exclude the region from your plan. What you cannot do is elect to visit specialists and surgeons in this region.

If you do not travel regularly to North America then a simple way to reduce your premium is to exclude the region from your coverage. We have put together some guidelines to consider that will help you to compare expatriate insurance and choose the right plan.

For a range of quotes and further information to help you compare expatriate insurance plans please contact our team of advisors.

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Recent Questions/Comments:

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2008-01-07 22:52:58

Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you

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2007-12-19 00:42:05

Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs

Questions and Comments about this Page:

Colette GURT:

2007-04-01 03:21:51

Question: Do you provide worldwide group plans for french expats living in the USA? how many should we be in the group Thank you

Answer: Yes we offer group plans for French expats living anywhere in the world including the USA. The minimum number of people required for a group plan is 3, though specifics depend on the insurer.

Edited: 2007-04-01 20:02:48