What plans are suitable for global protection?

Question: I currently am living and working in Puerto Rico, but technically still a resident of St. Louis and have Blue Cross Blue Shield, what type of coverage if any do I have with their policy and do you have suggestions for a global type of coverage, if and when I decide to move again.

We can offer international health insurance policies that are globally portable and guaranteed renewable for life. Plans that we can offer will protect you in Puerto Rico and the USA, giving you a number of additional options for out-patient, dental, and emergency evacuation coverage. International health insurance policies always calculate premiums based on the policyholders age and area of cover, not on their claims history. This means that no matter how much medical treatment you receive you will always be paying the same premium as everyone else in your age bracket.

In regards to your current plan with Blue Cross Blue Shield, we would be unable to advise you on that plan without knowing more about it. However, the international health insurance plans that we can offer for North and Central America, will typically offer a policyholder substantially higher cover than many local plans. Coupled with the fact that most local health insurance policies will not provide you with the protection that you need when you are outside of the country, while international plans do, and it is evident that in terms of global flexibility, an international health insurance plan can offer a number of options that local plans do not.

In terms of deciding what coverage would be suitable for yourself, you must first take an in-depth look at what your protection requirements are. In many cases international health insurance plans can be tailored to meet your specific needs, and this means that you will often find that these plans give you more benefits than local health insurance.

For more information about the international health insurance plans that we can offer in the USA and Puerto Rico, or to receive a free quote, please contact us today.