Can I obtain coverage in the USA for older individuals

Question: My father and mother in law are 70 and 72 years old respectively, they currently live out of the country but will be moving here within the next two months, we want to buy health insurance for them but don\'t even know where to look Can you guys help? Larry Puebla Ft. Lauderdale, FL

We can provide comprehensive international health insurance plans for individuals of any age, anywhere in the world. Plans that we can provide will offer a number of benefits including out-patient, dental, and emergency evacuation coverage, and in many cases plans will allow you to tailor the policy to meet your specific needs. It is important to understand however, that as a person gets older the options that they have in terms of coverage will be limited. Typically when an individual over the age of 70 applies for an international health insurance plan there will be a number of factors taken into consideration including the area of coverage, and any pre-existing conditions that they may have.

In many cases, when a person over the age of 70 applies for international health insurance, they will be asked to complete a medical examination and may be subject to an old age loading on their premium. Based on the result of the medical examination they may be considered for coverage. It is important to remember that not all pre-existing conditions will be covered, and if a condition is covered, it may be subjected to an additional loading.

In order to provide a comprehensive quote for your in laws, we will need to know whether they currently have any pre-existing medical conditions, and the geographical area in which they would like the plan to provide protection. For more information, please contact one of our advisers today.