Can I get maternity cover in Dubai

Question: Hi, I am moving to Dubai in one month and my wife is expecting and is in her 3rd month. Just wanted to know if I take a insurance cover now, will it cover the delivery charges for the child. Thanks in anticipation.

We can offer international medical insurance plans that will provide maternity cover anywhere in the world. Dubai maternity plans that we can offer will provide protection for pre-natal and ante-natal check ups along with any delivery costs or complications that may arise during the delivery. International health insurance plans will always have a waiting period attached to a maternity benefit. The shortest waiting period for maternity coverage is 10 months from the start of the plan. This means that when you purchase a plan you cannot claim for any maternity related expenses that occur before you have been on the plan for 10 months.

Maternity plans will usually provide a newborn child benefit. This means that should your child be born with any congenital birth defects or have any health issues, your Dubai international health insurance plan will provide the protection that you need. Newborn coverage however, is also tied to a waiting period. Typically the shortest waiting period for newborn coverage is 6 months from the start of the plan. In terms of newborn coverage the policyholder will usually have two options. The first option is a free benefit; in this situation you are able to add your child to a policy at no additional charge. The second type of newborn coverage will usually allow the child a specific amount of coverage; typically up to $30,000 or 30 days, after this has passed you must make an application for continuing coverage.

Having a child can be the most exciting time in a person’s life, however, it is important that you take steps to protect yourself and your family. International medical insurance plans that have a maternity benefit are the best way to do this. Plans will provide you and your family with comprehensive protection in Dubai or anywhere else in the world that you may relocate to. For more information about the maternity plans that we can offer, or to receive a free quote, please contact us today.