Are there any plans that offer IVF coverage

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Question: I am looking for an insurece company that covers infertility medications and IVF. Are there any that you might know of that can help me and my husband with this issue? thanks

Answer: 

Fertility and IVF coverage can be found on international health insurance plans that we offer. Plans and policies that we provide will also offer a number of benefits outside of IVF coverage. These additional benefits often include out-patient, dental, and emergency evacuation coverage. It is important to note that all of the infertility and IVF plans that we can offer will have a waiting period of 18 months. This means that from the time that you purchase the policy; you must wait 18 months before you can make a claim for any infertility or IVF related treatment.

When you have an international health insurance plan with an infertility benefit it is important to note that you are limited to a maximum of 4 IVF attempts in your lifetime. This includes any previous IVF treatments that you may have received prior to the commencement of the insurance. When you apply for a policy with an IVF benefit it is also important to know and understand the plans coverage limits. For the infertility and IVF plans that we can offer the total coverage limit for each IVF attempt is USD $3750. Infertility and IVF plans that we offer will also provide cover for specialist consultations, diagnostic tests and complimentary medicine relating to infertility.

An intrnational health insurance plan with an IVF benefit will also provide cover for the maternity, delivery, and new born care costs for a policyholder who is expecting one (1) child. If the policyholder is expecting more than one child then the plan will not cover the delivery costs and will only provide new born protection for the first three months of the infants lives up to a financial limit of USD $37,500. After the first three months of the children’s lives you must apply for continuing coverage.

We can provide international health insurance plans that are globally portable and guaranteed renewable for life. International health insurance policies will always calculate premiums based on your age and geographic area of coverage. This means that no matter how much treatment you receive you will always be paying the same premiums as everyone else in your age group.

For more information about the IVF related plans that we can provide, or to receive a free quote, please contact one of our expert advisers.

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