Overview of an International Health Insurance Plan

Choosing the right international health policy is very important. Most people take out the same medical plan for many years to ensure continuous cover, (changing your international health policy regularly is not a good idea). But even if the cover is only for a few months, making sure it is the right cover is very important.

To help make sure you are getting the right cover we have provided you with a list of guidelines to follow. This list is not definitive but is designed to help you think about your international health policy requirements.

In addition we have included below some of the key criteria we use to assess an insurance plan. The importance of each will vary from person to person. In assessing an international health policy we not only consider the plan coverage but also the insurer’s financial standing, claim handling and customer service.

Most insurers will actually incorporate certain exclusions if you purchase their international health policy. These can be general exclusions or sometimes ones that are specifically excluded for you.

The language and policy conditions in an international health policy can often be confusing; link to this section to view our definitions of medical and insurance terms.

As a Global Medical insurance broker we have experience comparing plans and advising clients on the best international health policy to buy, for your needs now and in the future.

Please feel free to contact us to get a free quotation and comparison.

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Recent Questions/Comments:

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2008-01-07 22:52:58

Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you

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2007-12-19 00:42:05

Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs

Questions and Comments about this Page:

ssatyase:

2007-08-22 09:26:52

Question: Hi, I stay with my husband in Dubai. I need to take medical insurance for family. My questions are: 1. Is pregnancy covered under medical insurance? 2. If pregnancy is covered, then what is the waiting time to claim an insurance? 3. What is the insurance amount that we can claim in a year? 4. If we are planning to stay in UAE for 3 years. And say if we are taking insurance plan of AED 50000, so each year we may be paying insurance around AED 1500, so what happens to the insurance plan when we move out of UAE? If we claimed say 20000 in the first wo years, how do we pay back, how does it work?

Answer: We can provide international health and medical insurance plans that are both globally portable and guaranteed renewable for life. Plans will always provide you with a number of coverage benefits including protection for maternity, out-patient treatment, specialist consultations, alternative medicines, traditional Chinese medicine, and emergency evacuation and repatriation coverage. As all the plans that we offer are globally portable you have the assurance that even if you leave the UAE and relocate to a new country, your plan will travel with you and continue to provide you and your loved ones with continuing coverage. We work with the worlds best international health insurance companies and because of this we are able to provide you with a number of options in regards to your plan. Plans will change between insurance companies, but we will always be able to find the coverage that is right for you.

Edited: 2007-08-22 23:37:22

Michael:

2007-07-11 18:43:12

Question: I currently am living and working in Puerto Rico, but technically still a resident of St. Louis and have Blue Cross Blue Shield, what type of coverage if any do I have with their policy and do you have suggestions for a global type of coverage, if and when I decide to move again.

Answer: We can offer international health insurance policies that are globally portable and guaranteed renewable for life. Plans that we can offer will protect you in Puerto Rico and the USA, giving you a number of additional options for out-patient, dental, and emergency evacuation coverage. International health insurance policies always calculate premiums based on the policyholders age and area of cover, not on their claims history. This means that no matter how much medical treatment you receive you will always be paying the same premium as everyone else in your age bracket.

Edited: 2007-07-11 19:28:17

jayamohan:

2007-03-08 07:10:17

Question: What are the systems of medicine covered under global health insurance? Is Ayurveda covered?

Answer: We can offer plans that will cover a number of medical systems and alternative therapies.

Edited: 2007-03-09 01:56:46