Maternity
Many medical plans now give you international maternity insurance as an optional extra. You usually have to be a policyholder for a certain amount of time before making any claims on your plan; this is known as a waiting period. The international maternity insurance cover is usually very comprehensive and can prove very helpful as the costs of childbirth begin to quickly add up.
Contact our team of expert medical consultants to get a personalised quote for maternity cover.
If you are planning on having children you need to decide on whether you will go private or semi-private for the delivery. Private rooms in the top hospitals abroad can be very expensive. If there are any complications then the bill will quickly rise to well above US$10,000. We can advise you on a comprehensive international maternity insurance that will also cover any complication.
In the unfortunate circumstances that your baby is born with any congenital birth defects the costs can be astronomical. This is a very useful area of cover to take out with your international maternity insurance and can give you very large savings should there be any problems with your newborn child. Some insurer put a limit on the coverage for newborns e.g. the first 30 days free of charge. But if the baby is in bad health then they will most likely refuse to continue the insurance after this period. Our experts can advise you on insurance plans that your child is ‘born into’ and therefore are guaranteed renewable for the rest of their life no matter what their state of health.
This list should provide you with an idea of what is covered by your international maternity insurance:
- Normal delivery and Complicated delivery costs
- Pre and Postnatal treatment
- Medically prescribed caesarean costs
- Delivery/Caesarean costs following fertility treatment
- Home delivery costs
- Home nursing costs in connection with home delivery
For further information don't hesitate to contact our experts. |