What is COBRA?
COBRA is an acronym for the “Consolidated Omnibus Budget Reconciliation Act” of 1986 that mandates temporary continuation of domestic but not worldwide medical assurance coverage in the USA by a group plan member. This is for employees and dependents of a group plan in the event of termination, retirement, and reduction in working hours of the employee etc.
The COBRA premium is much greater than the regular employee’s contribution since the employee must now pay the employer’s portion of the premium that was formerly contributed as a benefit. Continuation of benefits under COBRA usually lasts a maximum of 18 months past termination, and only applies to groups with 20 or more members.
There is no difficulty when US citizens leave the country and want to take out a worldwide medical assurance plan. The difficulty arises when US citizens return to their home country and they have picked up conditions that will be excluded when they take out a new policy. We have expert knowledge of which worldwide medical assurance plans you can take back to the USA and continue your coverage.
Our expert consultants can give you a range of quotes and more information on this and any other issues relating to worldwide medical assurance.
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| Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you | |
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| Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs | |
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| do you have any insurance plan for Ivf treatment? Like if the first attempt is not successful then is there any plan to cover the next attempt? | |
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