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Fiji Expat Health Insurance

The South Pacific Melanesian archipelago of Fiji was formed from volcanic eruptions over 150 million years ago. Fiji was granted independence from Britain in 1970 and became a republic in 1987. According to the most recent census in 2007, Fiji has a population of 837,271 across its 18,274 square kilometers. Its name, Fiji, comes from the Tongan name for the islands, Fisi and was transliterated by the British sea captain James Cook. Fiji is among the most developed South Pacific islands, with mineral mining, timber and fisheries as well as tourism making up a large part of the Fijian economy. Although externally, all residents of Fiji are known as “Fijians”, within the country there is some controversy over use of the term. Many believe it should only be reserved for indigenous inhabitants of the islands. Fiji is made up of about 332 islands, 110 of which are inhabited.

Fiji Healthcare System

Fijian life expectancy at birth is only 66 years for males, and 73 years for females. Annual health care expenditure in Fiji is very low – only US$ 165 per capita, or about 3.6 percent of GDP. This figure is low for the WHO Western Pacific region. Fiji’s health care workforce is relatively understaffed, with only 4.5 doctors and 19.8 nurses per 10,000 people; both figures are below the regional norms. However, Fijian colleges and universities are currently training too many medical professionals, many of which are seeking opportunities overseas.

Incidences of communicable diseases are relatively low in Fiji. There is only 1 case of HIV among every 1,000 adults, compared with a global average of 8. Tuberculosis afflicts just 26 of every 100,000 Fijians; this compares favorably with the global average of 201. Fiji did suffer from a cholera outbreak in 1999, but since then there have been no epidemics as reported by the WHO’s Global Alert and Response team.

Non-communicable diseases are the main cause of mortality in Fiji, mostly from the so-called diseases of affluence such as cancer and cardiac problems related to modern diets, alcohol and smoking and a sedentary lifestyle. Obesity is a serious health issue in Fiji and afflicts the population at more than quadruple the regional average. A recent Pacific Island Health Care Symposium on Non-communicable Diseases was recently held in Fiji to address these issues.

Fijian antenatal, birth and infant care is well utilised. Nearly all births are attended by skilled health care personnel. Maternal mortality is low, with 26 per 100,000 live births, compared with a global average of 260.

Fijian public health investment has led to near universal access to improved drinking water and sanitation among urban Fijians. However, this may not be the case in remote parts of Fiji. In terms of health care provision, the Fijian Ministry of Health includes a Department of Public Health. The DPH covers: family health; non-communicable diseases; communicable diseases; health promotion; environmental health; food and nutrition; nursing; oral health; mental health and suicide prevention; rehabilitation; tuberculosis; leprosy; community rehabilitation; and eyecare.

Fiji Travel Advice

Those planning to travel or relocate to Fiji should ensure that their routine vaccinations are up to date, and may also consider immunisation to prevent hepatitis and typhoid. There are a number of insect-borne diseases prevalent in the tropical islands of the western Pacific region. These may include dengue, chikungunya and Murray Valley encephalitis. Using insect repellent with DEET and wearing long-sleeved clothing can help prevent insect bites as well as the spread of disease. Expatriates in Fiji report that basic health care in Fiji is inexpensive and easily accessible in urban areas, but advanced specialist care and basic treatment in remote areas can be difficult to find.

In Fiji, as with any unfamiliar travel destination, the top health complaint is gastrointestinal discomfort. Avoiding raw or undercooked food and only drinking bottled water should prevent most problems. Acute cases of nausea, vomiting and diarrhoea can be treated by over the counter medication. Serious persistent cases should be treated by a physician or specialist.

The rules of the road vary around the world, and in Fiji where traffic drives on the left, is no exception. Extra caution while driving is strongly advised, and one should never drive after drinking alcohol as strict penalties exist. Also, Fijian traffic also includes a number of bicycles and motorbikes, so being aware of surrounding vehicles is also highly important.

Fiji is generally regarded as a safe place to live or visit, but petty crime is fairly common and political instability has resulted in periods of sharp unrest over the past decade. A national crisis in 2005 resulted in a coup in 2006, and simmering ethnic strife persists. Having been formed by volcanoes, the risk of catastrophic eruptions also exists in Fiji; there is currently geothermal activity on a couple of the islands.

Fiji Expat Health Insurance

While the health care system in Fiji is adequate for basic care, surgery, long-term care and serious medical emergencies may require expensive air evacuation to Australia, which can cost over US$ 100,000. While in Fiji, a expat health insurance plan to cover such catastrophes is strongly recommended.

Given the numerous international health care options, it can be difficult to find a plan that suits you, your family, your tour group or your company. Fortunately, Global Health Insurance has a dedicated team of experienced advisors to help you select the best international health insurance plan according to your unique needs, globally or in Fiji. Expat health insurance plans we offer include optional coverage of alternative medicine, maternity, dental and medical evacuation if needed. Contact a Global Health Insurance representative today for further information.