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Chad Expat Health Insurance

Chad is a country situated in the North of Central Africa. The total land area is 1,284,000 square kilometers. The bordering countries include Niger, Nigeria, and Cameroon to the West; Libya to the North; Sudan to the East; and the Central African Republic (C.A.R.) to the South. Chad was a former French colony and it gained its independence from France in 1960. The two official languages in Chad are French and Arabic. The capital city of Chad is N'Djamena, which is located in the southwestern part of the country.

Chad is located to the north of the equator and the climate is generally hot. The northern part of Chad extends into the Sahara desert, so temperatures are hot during the day and chilly at nights; there is very little rain in the northern parts of the country. The climate in southern Chad is typically tropical, with the rainy season occurring between May and October. The annual mean temperatures are similar across the country, which is around 25-30°C.

Given the fragile political situation in Chad the country is not one of the more popular tourist destinations in the world; individuals should seriously consider the necessity of their journey to Chad. Having said that, Chad has some interesting places to visit and the country is full of natural beauties, it consists of large mountains, valleys and plateaus. The capital city is currently in a state of revitalization, and the nightlife in the capital is booming with many popular bars and clubs having opened in recent years. It is recommended that travellers to stay on main streets while travelling in Chad.

Chad Healthcare System

Chad underwent many years of internal strife and Civil war, which disrupted essential government services, including healthcare. The war had destroyed and damaged many regional hospitals and led to a decline in the number of healthcare personnel situated within the country. It was not until 1983, with the effort of the Government and the support of foreign assistance, Chad slowly started to build up the medical system again, although the current healthcare system still remains deficient. The healthcare facilities in Chad include medical centers, polyclinics and hospitals. The Ministry of Public Health is responsible for administering the healthcare system in Chad. They are in charge of deciding the type of medical facilities and services that are required for the population in Chad, and also responsible for sourcing all medicines, antibiotics and vaccines into the country.

Healthcare services in Chad are unstable and medical facilities are generally poor and limited, especially in the northern region. The medical services are concentrated mainly in the urban areas of the country. Accessing healthcare services in the rural areas is a problem, and in some districts no functional medical structure is properly set up. There is a lack of qualified medical personnel in the country. The doctor to patient ratio in Chad is 1: 25,000.

There is a shortage of medicines supply in Chad, and some medicines are unavailable. For tourists who are on prescription drugs, it is recommended that you bring along an adequate supply of drugs in a clearly labelled container that would be enough to last the whole of your stay in Chad.

Lack of transportation, civil war and long travel distances has held back the people living in rural areas from seeking medical help. Medical equipment and supplies are also scarce in the country. In order to have an ease of mind knowing that you will have guaranteed access to treatment and that medical costs will be covered in the event of an accident or illness while travelling to Chad, it is advisable to take out an insurance plan, which will cover you for medical transportation or evacuation.

Chad is classified as one of the poorest countries in the world. According to the World Factbook, CIA, 80% of the population in Chad lives below the poverty line. The total expenditure from the Government on healthcare in Chad is around 7% of the country’s GDP. However, the public healthcare system in Chad is not free at the point of delivery. Patients are required to pay for all medical services and materials rendered, e.g. antiseptic, needles, etc. The costs may not seem a lot to many people in other countries, considering that the majority of the population in Chad lives below the poverty line, it could be a burden to most of them.

Major diseases in Chad include typhus, malaria, tuberculosis, diphtheria, schistosomiasis, rabies, fungal infections, Giardiasis, meningococcal and meningitis.

Chad Expat Health Insurance

Global Health Insurance is a one-stop insurance brokerage service provider for you when travelling to Chad. Expat health insurance and travel insurance plans we work with can provide a wide variety of coverage options to all types of visitors and foreign residents in Chad. We offer a wide range of Chad expat health insurance policies to meet your individual needs, including benefits such as dental, maternity, inpatient, outpatient, specialist consultations, and many others. Contact our professional advisers today to enjoy full insurance protection such as an Expat Health Insurance Plan for yourself and your family.

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