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Question: I am an Indian and presently working in Dubai. I have a company medical insurance but am not too happy with it. I need to take another insurance which will cover me and my wife. Kindly suggest if i can take an insurance here in Dubai will I be able take this cover back to India when I move back.

Question: I live in Haiti and I'm actually pregnant. I would like to go to the US or to canada to give birth to my child. I lost one baby last year due to preeclempsia. Could you please give me a quote for an insurance that would cover delivery to the US or canada.

Answer: We can provide international health insurance maternity plans to individuals all over the world. Comprehensive maternity plans will provide you with coverage for the costs associated with a normal delivery and a delivery with complications, as well as pre and postnatal treatment. Plans that we can provide will offer you a number of additional benefit options and provide cover for dental, out-patient treatment, specialist consultations, and emergency evacuation. Maternity plans that we offer will usually provide a newborn coverage benefit to your child. This protection is important in the event that your child is born with any health problems or if they require medical care immediately after the birth.

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Question: My uncle holds a Pakistani passport but is now living in the UK. However, he recently had an accident that will require a major surgery. I would, therefore, like to find out what exact pre-conditions can disqualify him to apply for a health/hospitalisation insurance.

Answer: We can provide a number of internatonal health and medical insurance plans that will offer you comprehensive in-patient coverage. It is important to bear in mind that many pre-existing conditions may be excluded form coverage. When looking at a policyholder with pre-existing conditions, insurance companies will decide to do one of three things. The first option for covering a pre-existing condition is with a moratorium; under this option the insurance company will place a waiting period of usually 24 months on the condition before covering it. If during this waiting period there are no symptoms displayed, or treatment sought for the condition, then it may be reconsidered for coverage

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Question: Hi, I'm a permanent resident of the US, and I'm traveling to Italy. I need an international insurance that will cover at least 30,000 euro for any medical expenses, hospitalization and repatriation in order to get my visa. will the travel plan cover such things?

Answer: The international health travel plans that we can offer will provide you with the highest levels of cover available. With coverage up to €250,000 and benefits including hospitalization, out-patient, prescriptions, ambulance transportation, and medical evacuation and repatriation cover, you can be assured that no matter where you may be in the world, you travel plan will provide you with the protection that you deserve. We can offer travel plans specifically designed for your trip that will provide coverage only as long as you need it, this means that travel plans are always less expensive than a annual international health insurance plan.

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Question: I am a student in Canada. I got a health insurance from Sept 1,2006 to Aug 31,2007. I want to continue to Sept 31, because I'm going to leave for China. But they said I should pay for 4-month insurance. They are staff dealing this insurance in our university. The reason is this is campus. So, how do you feel about this thing? Thanks.

Answer: We can offer short term insurance plans no matter where you are located in the world. Short term medical insurance will usually be in the form of travel insurance, which will offer time specific coverage worldwide. Travel plans will offer you the same amount of comprehensive protection as annual plans; however, they are usually only viable for a few months and are not practical for long term medical coverage.

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Question: I am Maltese and living in Malta, Europe. My father (who is 72 years old) normally lives in Shanghai, China, but he is coming to visit me in Europe for a year. Can I buy some kind of medical insurance for my father? Thank you. S Jin

Answer: We can provide comprehensive international health insurance plans for people of any age. It is important to remember however, that as a person gets older they will be limited in the choices that they have in terms of insurance companies and plans. If an individual over 70 is apply for an international health insurance plan there are a number of factors that will be taken into consideration including, the applicants date of birth, the type of cover that they have requested, and any pre-existing conditions that the individual may have.

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Question: I am a tourist in USA coming from Argentina, and I would like to have a medical insurance for travellers from now until coming July 6 2007. I am 41-years old healthy physician but I runned out of travel insurance. Could you assist me. Thank you. Sincerely yours. R.S.Zaninovich, M.D.

Answer: In many cases we are able to provide travel insurance for an individual if they have already started their trip. Travel insurance that we can provide will offer comprehensive medical protection anywhere in the world. It is important to note that if you are applying for travel insurance and have already started your journey, there will normally be a delay in the start of cover.

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Question: Hi, My husband and I are in living in South Africa but will be moving to the USA in a few months. We would like an insurance policy we can use in South Africa for now and then in the USA when we move. Do you have any affordable policies that would accommodate our situation? Thank you.

Answer: We can provide cover for individuals anywhere in the world. Plans can be tailored to meet specific needs and provide a number of different coverage options

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Question: Hello, I have a question I am currently trying to reside in Berlin, Germany but to get a residential permit I have to have a insurance provider. Can you possibly help me to find a provider that gives a reasonable price for me as I have yet to find one. Thank you for your time. Help please. P.S. I also have allianz here in Berlin is it possible that they offer a great health insurance quote?

Answer: We work with numerous International Health insurance providers that can cover you in Germany and Worldwide.

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