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Choosing the Right International Medical Insurance Plan

Choosing the right medical insurance company and the right international medical insurance plan is obviously very important. The medical insurance company and plan you choose may be with you for a short time or quite possibly the rest of your life. Therefore the choice you make now will determine how well you are protected in the event of a future accident or illness.

With such an important decision it is therefore sensible to make sure you first look at all the suitable alternatives and then make sure you get the right plan. You can do this by using an expert insurance broker to assist you in comparing different international medical insurance plans and getting advice from them on the best plan.

We can help you to make your choice by providing you with instant internet quotations. If the information you have given us is incomplete our advisors will contact you via email or telephone within 24 hours to determine your requirements. You will then receive a detailed overview of the alternative international medical insurance plans available. After you make your choice we will guide you through the application procedure and any additional underwriting requirements that may be necessary due to pre-existing conditions. Once this stage has been completed then our administration team will take care of the premium payment and any other administration that is necessary.

The number of insurance companies offering international medical insurance plans is increasing all the time as the growth in the global expatriate community continues. Also the number of plans offered by insurers is increasing rapidly as they try to offer attractive plans to different segments of the market.

There are many different types of international medical insurance plan which can include any one of the following things: Inpatient, Outpatient, Dental, Maternity, Evacuation, Chronic Conditions. It is important that you understand clearly the different types of coverage so you are covered correctly.

To get further advice or a quote please feel free to contact us by phone or email us.

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Recent Questions/Comments:

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2008-01-07 22:52:58

Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you

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2007-12-19 00:42:05

Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs

Questions and Comments about this Page:

Max Bielenberg:	2007-10-17 09:27:32
Question: I am a 22 year old English teacher in Kaifeng, China. I am interested in getting an affordable year long plan that provides me with coverage in both China and the U.S. Any suggestions? Thanks.

Erika:	2007-10-02 05:14:07
Question: My mother had breast cancer which was treated with a mastectomy and radiation therapy. It's been 7 months since the treatment, and so far, all's good. We just moved to Dubai and I want to get a health insurance policy for her that will cover follow up tests and treatment for possible recurrence. She's 56 years old and has hypertension and diabetes. Can you provide coverage for this?

Monica Delgado:	2007-09-25 10:42:30
Question: I like to know about your plans for a tourist (She) from Mexico living temporary in USA. She has a kind of medical problems, do you have some plan for her? Thanks

andrea schoeller:

2007-07-26 05:31:38

Question: I am already in the states. I am working here. I have a work permit (e-2 visa). I am looking for a German heath insurer in the USA.

Answer: We can offer international health insurance plans to foreign nationals in any country around the world. We work with some of Europe’s biggest international health insurance companies including BUPA, IHI Danmark, and Allianz. Plans that we can provide will allow you a number of coverage benefits and in many cases will also allow you to tailor the coverage to meet your exact requirements. International health insurance plans are globally portable, this means that should you ever decide to relocate to a country outside of the USA your plan will travel with you and continue to provide comprehensive coverage.

Edited: 2007-07-26 21:05:06

Ted L Pahde:

2007-07-13 20:58:17

Question: How does the global insurance factor with Medicare in the U.S. We are 65 and 66 and travel to and from US and Costa Rica. We neither have any pre-existing conditions and are healthy. We currently have a company in the U.S. as our Plan B on our Medicare, but they do not cover insurance outside the country.

Answer: There are many differences between local health insurance (the plan you are currently on with Medicare) and international health insurance, the primary one being that international health insurance plans are globally portable while local health insurance is not. As a policyholder this gives you the freedom to choose where you want to receive treatment rather than having to use pre selected hospitals or medical facilities. The other main difference between a local health insurance plan is the fact that international health insurance plans calculate premiums based on the policyholders age and the geographical area of coverage that they require, rather than on their claims history. This means that no matter how much medical treatment you receive and claim for, you will always pay the same premium as everyone else in your age group.

Edited: 2007-07-17 02:16:48

Badri:

2007-07-09 06:25:23

Question: Hi, I am on work permit in UK for 5 months. My wife and kids have been accompanied with me in UK. I am covered under employer's insurance scheme. But my dependents are not covered. Please let me know which policy i need to take to cover my dependents. Regards Badri

Answer: We can offer UK international health insurance family plans that will provide you and your loved ones the most comprehensive coverage available. Plans that we offer are guaranteed renewable for life and globally portable, this means that should you relocate away from the UK your policy will travel with you. This means that you can be completely comfortable with your plan, no matter what your situation may be.

Edited: 2007-07-09 20:12:05

mariam:

2007-07-03 06:50:21

Question: Hi, I am a student doing my PhD here in Germany. I am not a EU country national. I need to get an international haelth insurance which covers infertility treatments. Can you kindly suggest me any appropriate one? I'll be really grateful.

Answer: We can provide international medical insurance plans that have a fertility benefit anywhere in the world. International health insurance plans that we offer for Germany will also provide you with a number of extra benefits that are not related to infertility treatment. Plans that we offer can provide coverage for emergency evacuation, out-patient, and dental treatment. The fertility plans that we offer will provide coverage for specialist consultations, diagnostic tests and complementary medicine.

Edited: 2007-07-03 23:21:29

Larry Puebla:

2007-06-14 20:10:04

Question: My father and mother in law are 70 and 72 years old respectively, they currently live out of the country but will be moving here within the next two months, we want to buy health insurance for them but don\'t even know where to look Can you guys help? Larry Puebla Ft. Lauderdale, FL

Answer: We can provide comprehensive international health insurance plans for individuals of any age, anywhere in the world. Plans that we can provide will offer a number of benefits including out-patient, dental, and emergency evacuation coverage, and in many cases plans will allow you to tailor the policy to meet your specific needs. It is important to understand however, that as a person gets older the options that they have in terms of coverage will be limited. Typically when an individual over the age of 70 applies for an international health insurance plan there will be a number of factors taken into consideration including the area of coverage, and any pre-existing conditions that they may have.

Edited: 2007-06-14 20:26:33

Barbara Pardo-Tiangco:

2007-06-08 10:51:41

Question: My husband (34) & I (35) live in the Philippines but travel alot. We are looking for health insurance that covers prenatal and birthing... Which plan do you suggest? Thank you.

Answer: We can offer plans that will provide you with comprehensive prenatal and maternity protection. International health insurance plans that we can provide will offer coverage anywhere in the world, so even if you are outside the Philippines you will be assured of the protection that you deserve. The maternity benefit on many of the plans that we offer will give you the assurance that should anything happen before or during the birth, you will receive the best medical care available.

Edited: 2007-06-10 18:49:14

Terry Watson:

2007-05-31 12:52:21

Question: We live in Mexico and travel to both the US and Canada. We are currently insured with a Mexican carrier but would like to explore other options. We need coverage for all three countries on an on going basis. We spend the majority of our year in Mexico and consider Mexico to be our home. We are Canadian citizens but are have non-resident status. What would be your suggestions? Thank you

Answer: We can offer plans that will provide comprehensive cover in Canada, Mexico, and the USA. The plans that we can provide will let you receive treatment with the doctor or hospital of your choice anywhere in the world. This means that if you are in Mexico and would like to be treated in America then you are able to do so. International health insurance plans will also cover you outside of North America, so should you ever decide to relocate to a different part of the world, you can be assured that your policy will travel with you.

Edited: 2007-05-31 19:49:22

Udo Kabitzke:

2007-05-31 11:18:17

Question: We have our primary home in the US and a second home in the Philippines. We spend more or less 50% of our time in each location. My wife is a permanent resident of the US, soon to become a dual citizen, and we are looking for a high deductible health insurance plan, which will cover her while in the US and in the Philippines.

Answer: We can provide plans that will offer you and your wife comprehensive cover anywhere in the world. These plans will allow you to choose additional benefits such as, maternity, emergency evacuation, out-patient, and dental cover, to give you the highest level of protection available. With an international medical insurance plan you will be able to receive the highest quality coverage in both the Philippines and the USA, giving you and your wife the global flexibility that you need.

Edited: 2007-05-31 18:35:33

marychris bitco:

2007-05-24 02:30:16

Question: is it possible for me to get an health insurance even if i am just applying an tourist visa to go in netherlands?how much is the cost?how can i apply for health insurance?is it health insurance is important when i apply for a tourist visa?

Answer: We can provide insurance plans that will meet a number of different criteria. If you are planning to be outside of your home country less than 12 months then we can offer comprehensive travel plans that will provide you with comprehensive cover anywhere in the world. Travel plans are able to offer the same levels of cover as annual health insurance plans and will give you the flexibility that any international traveler needs.

Edited: 2007-05-24 19:02:02

Henri de Miranda:

2007-05-15 10:42:47

Question: Over the past years I have been insured through my company worldwide. I will turn 65 next month and will be on Medicare. As Medicare only covers services performed within the US I am in search for coverage outside the US. As a recent retiree I travel extensively (for eight months at the time) to both Australia and Curacao (Netherlands Antilles). Please advise. Regards. Henri de Miranda

Answer: We can provide international health insurance plans that will offer comprehensive medical insurance anywhere in the world. We can offer you a number of options in regards to insurers and coverage benefits and can ensure that you will have the protection that you need when you are in the USA or abroad.

Edited: 2007-05-15 19:24:51

nikola:

2007-05-13 04:02:35

Question: Hello! I’m the 49 year old master of a mega yacht, and I am interested about health insurance for three crew members for Mediterranean waters and eventually worldwide. Looking forward for your suggestion!

Answer: We can provide international health insurance plans that will provide comprehensive cover anywhere in the world. Plans are always tailored to meet client requirements, and will always provide the highest levels of cover available. No matter where you are located, you can be assured that an international health insurance plan will protect you.

Edited: 2007-05-13 18:47:03

Tamara Bassanova:

2007-05-08 06:59:29

Question: Hello! I'm 60 years old, a Russian citizen and I'm going to move to Germany and live there permanent. Therefore I need health insurance in Germany. This insurance must be recognized by the German authorities and be enough to live in Germany. What can you suggest?

Answer: We can provide comprehensive health insurance plans for individuals anywhere in the world. Plans that we provide will offer complete protection in Germany and across Europe.

Edited: 2007-05-08 18:41:01

Carolyn:

2007-05-06 22:36:21

Question: Hi, My daughter is living & working in Japan. She has recently changed employers and this one does not provide medical or dental insurance. She may be there for another 12 months and is planning a one month visit back to Canada. What kind of appropriate coverage can you suggest? Thank you.

Answer: We can provide health insurance plans for people anywhere in the world. Plans that we offer provide global portability and comprehensive levels of cover. With benefit options including dental, out-patient, and emergency evacuation coverage, you can be assured that an international health insurance plan will offer you the widest range of choices available.

Edited: 2007-05-07 02:16:39

Emily Daves:

2007-04-29 12:31:26

Question: My daughter will attend summer camp in the US, then to boarding school in the UK for a year. I work as a Bangkok based consultant and travel more frequently for longer periods to the US & Europe. What would be a good plan for us?

Answer: We can provide plans for individuals based anywhere in the world. Family plans that we provide can offer you and your loved ones comprehensive protection anywhere in the world while allowing you to tailor the plan to meet your specific coverage requirements.

Edited: 2007-04-29 18:43:23

Celine:

2007-04-25 11:15:54

Question: My husband and I are moving to China for work from Australia. Our work involves traveling both within China and overseas (worldwide). Does it mean we need to get two insurance covers - one for heath and one for travel, or could we just get one that covers both?

Answer: We can provide comprehensive health insurance plans that will offer you high levels of cover anywhere in the world. Many of the plans that we offer can be tailored to suit your specific needs and requirements, giving you the peace of mind knowing that you will always have coverage.

Edited: 2007-04-26 00:15:07

J. Lee Man Yan:

2007-04-24 23:29:11

Question: My daughter will join the SIM University in Singapore in July 2007 for a 15 month course. I want her to have health insurance cover. Can you please help?

Answer: We can offer a number of plans that are tailored to fit the requirements of students anywhere in the world.

Edited: 2007-04-25 00:56:31

Thomas:

2007-04-22 06:55:39

Question: How would I find out about family insurance coverage in the Philippines. We are looking at moving there from the USA.

Answer: We can provide family plans anywhere in the world. Plans that we offer can be tailored to meet the specific requirements of every family member. Plans that we offer are also globally portable, this means that even if you return to the USA your plan will continue to provide comprehensive coverage for you and your family.

Edited: 2007-04-23 21:48:32

SUNDAR:

2007-04-21 21:53:47

Question: I am planning to bring my father in law and mother in law to the UAE from India on a visit visa for 3 months.They are 83 and 77 years old. I want to have complete medical coverage for them in the UAE during their stay here. Can you please advice me in this regard?

Answer: We can provide coverage for people of any age anywhere in the world including the UAE. Plans that we offer will provide comprehensive coverage, and are globally portable and are suitable for people of any age.

Edited: 2007-04-23 21:44:20

Nicolas Albistur:

2007-04-20 05:30:33

Question: Hello, I wanted to know if you offer any kind of medical insurance for Kenya only. I´ll be travelling to Kenya in one month and we´ll be staying for two/three. Regards Nicolas Argentina

Answer: We can provide comprehensive international health insurance plans that will provide comprehensive coverage anywhere in the world including Kenya Plans can be tailored to meet individual client requirements and will always offer the highest level of protection available.

Edited: 2007-04-23 21:42:13

cristina doctor:

2007-03-15 02:54:28

Question: My mother is 64 years old and has asthma. Would it be possible to get a medical insurance for her and to send quotation to me via email? Thank you.

Answer: When we provide a medical insurance quote we take a number of factors into consideration. These are, the age of the person requiring coverage, any pre-existing conditions that they may have, the type of cover that they would like, and the geographic area of coverage.

Edited: 2007-03-15 19:54:31